Business professional reviewing digital payment operations from a laptop.

Solutions for Mobile Money payments, integrations, USSD, and software delivery.

We help teams launch and run Mobile Money services without unnecessary complexity.

Where PayGes Fits

Four core areas of delivery.

Mobile Money payments, access, integrations, and operational software.

Payment orchestration

We build Mobile Money collection, routing, and payout services that connect cleanly with banks and enterprise systems.

Live with banks and Mobile Money ecosystems across West Africa.

Mobile Money collections, routing, and disbursement in one service layer

Cleaner handoffs across banks, Mobile Money platforms, and enterprise systems

Operational visibility for finance and support teams

Product spotlight

Smart Fees Collection

A Mobile Money collection platform for school fees, hospital bills, and other structured payments.

Supports school fees, hospital bills, and other Mobile Money collection flows

Designed to simplify Mobile Money payment capture and reconciliation

Fits banks, institutions, and Mobile Money-led service environments

USSD access

We build USSD flows that let customers start and complete Mobile Money payments on any handset.

Shown in Mobile Money payments through WAEC USSD Integration

Lower-friction Mobile Money flows for access, onboarding, and collections

Built for mobile-first populations without app-only assumptions

Designed to sit beside Mobile Money, telco, and institutional systems

Banking integrations

We build the connection layer across banks, Mobile Money services, telcos, and institutional systems.

Live with Mobile Money school-fee collection flows and wallet-linked institutional services

School-fee collections, loan disbursement to Mobile Money wallets, SMS alerts, and cash-out flows

More predictable delivery across internal systems and external rails

Institution-ready Mobile Money service design with auditability in mind

Enterprise software

We build the dashboards, workflow tools, and servicing interfaces your team needs to run Mobile Money-led operations.

Shown in customized enterprise solutions built around Mobile Money workflows

Custom web and mobile products built around Mobile Money operations

Workflow tools for collections, servicing, and internal approvals

A stronger bridge between Mobile Money infrastructure and day-to-day execution

Operational layers

Supporting layers that complete the service

The core Mobile Money flow is only part of the product. We also build the tools around it.

Mobile and web apps

Customer-facing interfaces and internal tools that support the Mobile Money service.

Notifications and statements

SMS alerts, confirmations, and statements that keep Mobile Money users informed.

Verification and control

OTP, approvals, and access controls for safer Mobile Money onboarding and transactions.

Custom solution design

When the Mobile Money use case is specific, we scope and build around it.

Proof in market

Work already live in the market.

Payment Proxy Service

Banks and enterprise payment ecosystems

A service layer for banks and enterprise payment ecosystems that need cleaner routing between Mobile Money partners — without rebuilding the integration every time a new operator or channel comes on board.

WAEC USSD Integration

Education and exam services

Exam payments, results checks, and information services over USSD so students across West Africa can pay with Mobile Money without a smartphone, data plan, or app download.

School Fees Collection

Schools, universities, and bank partners

A school-fees collection system for schools and universities that lets families pay with Mobile Money while finance teams get one flow, real-time visibility, and a reconciliation report that does not require a spreadsheet.

Loan Disbursement Solution

Banks and financial institutions

A digital disbursement flow for banks and financial institutions that sends approved funds directly to the customer's Mobile Money wallet without the manual steps that slow down recurring payout operations.

MOMO ATM Withdrawal

Mobile money, banks, and ATM networks

A wallet-to-cash service connecting Mobile Money balances to ATM and bank-linked cash-out flows, extending what MoMo can do for users who still need physical access to their money.

Next step

Most projects start with one problem. The scope usually grows once we're in the room.

If you have a Mobile Money payment or service flow that isn't working — or one you haven't been able to launch — that's enough to start with.

Talk to us